Micro loans designed for everyday cash flow
Get instant small-ticket loans through our fully digital platform, with quick approval, seamless disbursal, and flexible repayment options tailored to your day-to-day needs.
- Loan size
- ₹500 – ₹10,000*
- Decision speed
- Instant on most cases
- Repayment
- Weekly / monthly cycles
100% digital journey with real-time status trackingDigital partnership
Built with GetItNow for smarter, faster micro lending
Our partnership with GetItNow combines robust credit assessment tools with a smooth mobile experience, helping you access short-term credit without complicated paperwork.
- CRIF integration
- Advanced credit assessment through CRIF helps us make more informed and responsible lending decisions.
- CIBIL score check
- Instant verification of your CIBIL score for quick eligibility checks and faster approvals.
- Secure digital payments
- Multiple payment gateway options with encrypted transactions and clear reconciliation of your repayments.
Micro loan features
Designed for speed, simplicity, and control
From small emergencies to short-term working capital needs, our micro loans are structured to be transparent, predictable, and easy to manage from your phone.
- Quick approval & disbursal
- Apply in minutes, get eligibility checked digitally, and receive funds in your linked bank account shortly after approval.
- Flexible amounts & tenures
- Choose smaller ticket sizes for everyday needs, with repayment schedules aligned to your income cycles wherever possible.
- Simple, app-based repayment
- Track due dates, view statements, and make repayments directly through supported digital channels, with timely reminders and alerts.
Start your digital journey
Ready to explore micro loans with AFS?
Share your details with us or connect with our team to understand eligibility, loan limits, and how the GetItNow-powered journey works for your profile.